At Village Optical, we know that healthcare can be expensive which is why we encourage all of our patients to invest in Vision Insurance. This insurance policy can make a big difference in someone’s budget and we believe that healthcare should be covered. At the same time, we also know that there are certain terms that might be confusing for our patients in New Hyde Park. For this reason, we have taken the time to explain some of the most important terms when it comes to Vision Insurance. Trust our optometry team to help you.

Common Questions And Terms Regarding Vision Insurance

One of the most common questions we get about Vision Insurance involves the various terms on the policy. Some of the confusing terms that people might hear include:

Deductible: This term is used to describe the amount of money that people must pay before their Vision Insurance will kick in. In most cases, this amount resets each year; however, it can vary from policy to policy.

Co-pay: This is an amount that must be paid at each visit. This is typically about $5; however, some visits might not have any copay at all and other policies might have a co-pay of $20 or more.

Coinsurance: Some policies have something called coinsurance. This is the amount that someone has to pay for their healthcare services and is typically expressed as a percentage of the overall bill. Not every Vision Insurance will require someone to pay coinsurance.

In order to understand a Vision Insurance policy, people should read the fine print carefully. If you have any questions, just ask us!

Trust An Optometrist With Village Optical

At Village Optical, we want to make sure that everyone is comfortable with their Vision Insurance. While there are a lot of variations between what’s covered and what’s not, from policy to policy, we would be happy to answer any questions that people might have. To learn more about our services and how we can help you and your family, please call us today!


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